Employee Benefits That Work for Your Team

Empower your employees and safeguard your business with fully customizable group benefits, including medical, dental, vision, disability, and life—delivered by independent experts serving Springboro, Centerville, and 40+ states.

Why Employee Benefits Matter More Than Ever

A truly competitive employee benefits package is no longer a corporate luxury—it’s essential for attracting, retaining, and protecting your workforce. At Stephanie Iiams and Associates, we believe that every business, from startups to established firms in Springboro and Centerville, deserves access to top-tier group coverage. Whether you’re a small business with just two employees or a growing company ready to scale, our independent, advocacy-first model puts your needs (and your team’s) at the center of every recommendation. No pressure to push a single carrier or a cookie-cutter plan—our “Cafeteria Line” approach means you only pay for what your employees actually need. With over 70 insurance carriers in our portfolio and a 23-year clinical background guiding every consultation, we cut through the confusion, minimize gaps, and help you build an employee benefits package that truly works. From health, dental, and vision to disability, life, and accident coverage, we offer solutions as unique as your team. Serving the greater Dayton corridor—including Cincinnati, Columbus, and Cleveland—our process is simple, transparent, and always focused on giving your business a strategic edge.

The Broker Difference: 70+ Carriers, 100% Client Loyalty

What sets Stephanie Iiams and Associates apart in the employee benefits marketplace? It’s simple: as independent brokers, we work for you—not the insurance companies. That means unbiased, side-by-side comparisons from more than 70 national and regional carriers, ensuring your employee benefits package is both comprehensive and cost-effective. Our deep clinical expertise allows us to spot gaps that generic plans miss—whether it’s a drug formulary that doesn’t match your workforce, or disability coverage that overlooks key roles. We go beyond enrollment: our team provides 24/7 support, handles all your claims, ID cards, and annual plan reviews, and proactively evaluates your benefits year after year as your business evolves. With a no-cost consultation and zero fees for our service, you gain a long-term benefits partner—not just a policy vendor. Experience why we’re recognized as a Top 5 broker nationwide and the No. 1 female broker in the industry for 2024. Your employees deserve more. Your business deserves better.

Flexible, Modular Plans—Built for Small Businesses & Groups

No two companies are alike, and neither are their employee benefit needs. Our signature 'Cafeteria Line' method lets you handpick each element of your benefits package—medical, dental, vision, short-term and long-term disability, life insurance, accident plans, and more—down to the finest detail. Whether you’re a 2-person startup in Springboro or a 50-employee operation in Centerville, we’ll build a plan that fits your team’s demographics, your industry risks, and your budget. Tired of high-cost, one-size-fits-all group plans? We can help you transition to self-insured or hybrid models, control premium spend, and still offer the coverage your employees want. And as your business grows, your benefits can scale—no need to start over with a new broker. We serve employers, non-profits, and professional groups across Dayton, Cincinnati, and statewide. Let’s take the confusion out of group benefits so you can focus on running your business.

Beyond Enrollment: Yearly Evaluations & Ongoing Advocacy

Choosing the right employee benefits is just the beginning. At Stephanie Iiams and Associates, our commitment continues long after your plan goes live. We handle post-enrollment support, field employee questions, process claims, and manage all benefit changes—including ID cards and onboarding for new hires. Our yearly plan evaluations ensure your coverage always matches your business’s needs—catching gaps, responding to regulatory changes, and adapting to workforce shifts. Have a problem after hours? Our 24/7 client support line means you’re never on your own. Whether you’re preparing for open enrollment or facing a benefits crisis, you’ll have a dedicated team standing behind your protection. Experience the peace of mind that comes from true partnership and proactive stewardship—so your employee benefits program is always an asset, never a liability.

Employee Benefits FAQ: Your Questions, Answered